What happens when a member’s balance goes in the negative?

1st Time Bank of Columbia (1st TBC) honors those with needs just as we honor those who give.  By receiving TimeCredits, a member is contributing to the entire system of exchange equally as much as a member who earns a lot of TimeCredits.  It always works out with timebanking.  For those who still have a hard time feeling unrest with a negative balance, other members often donate TimeCredits to those who need them.  In addition, your TimeBank account can only be seen by you and your coordinators.  We want you to use the TimeBank.  We challenge you to go in the negative! 😉